As a GP, what does the introduction of a state-backed indemnity scheme mean for my membership?
23 Oct 2017
The scheme is planned to come into force from April 2019, although the details are still to be finalised so it is essential that you maintain your existing membership in the meantime.
A state-backed indemnity scheme would only provide claims indemnity for clinical negligence claims arising from NHS contracted work. We believe that many GPs would therefore still want to retain their membership with Medical Protection, either with or without claims indemnity, depending on the amount of private work that they undertake.
Your membership includes the right to request claims indemnity, and support with any problems that arise from your professional practice, such as complaints, GMC inquiries, inquests and disciplinary proceedings.
A claim has just been made against me. Is it likely to be resolved before the state-backed scheme begins and if not, will I have to wait for it to be resolved before I can move to the new scheme?
11 Sep 2018
The state-backed scheme is expected to launch in April 2019, and although it is possible that your claim could be resolved by then, it is unlikely. According to our latest figures, only 5% of new GP incidents that turn into claims are likely to be settled within 18 months.
However, you will not have to wait for the claim to be resolved before you can move to the state-backed scheme. If the state-backed scheme launches while you have an outstanding case, then your case would continue to progress, although whether this would be through Medical Protection or through the new scheme would have to be determined. The details of the proposed scheme are still to be developed and we will update you when we know more.
When will state-backed indemnity be introduced and who is it for?
23 Oct 2017
Work is underway to introduce a state-backed indemnity scheme for those working in general practice in England and Wales from 1 April 2019. Once the scheme goes live it will provide indemnity for clinical negligence claims arising from NHS contracted work.
I am a locum GP – what would state-backed indemnity mean for me?
23 Oct 2017
Our understanding is that the state-backed scheme would provide a comprehensive NHS indemnity solution for all those who are involved in the delivery of general practice. However, the details are still to be developed, and we do not yet know how it will operate for different individuals within general practice.
I am a GP in Scotland / Northern Ireland – is the Government exploring an option for me?
23 Oct 2017
The health departments in Scotland and Northern Ireland have not yet announced whether they will introduce similar arrangements as those proposed for England and Wales.
Discussions are ongoing, and we will continue to work with the Scottish Government and officials in Northern Ireland to help inform their plans for protecting GPs from the rising cost of clinical negligence.
I am a Practice Xtra member – what would state-backed indemnity mean for me?
23 Oct 2017
Our understanding is that the state-backed scheme would provide a comprehensive NHS indemnity solution for all those who are involved in the delivery of general practice. However, the details are still to be developed, and we do not yet know how it will operate for different individuals within general practice.
What does the Government’s announcement about NHS indemnity mean?
23 Oct 2017
Both the UK and Welsh governments have announced that they are to develop a state-backed indemnity scheme for GPs.
Once developed, GPs would have access to a similar arrangement to the claims indemnity that is provided to NHS hospital doctors.
The scheme is planned to come into force from April 2019, although the details are still to be finalised, so it is essential that you maintain your existing membership until the NHS arrangement comes into effect.
We have consistently pushed the UK Government to put the interests of GPs first, and we remain committed to securing the best outcome for GP members. We recognise that it might take time to iron out all the details of the planned scheme. We will update you when we know more.
Will I be able to keep my membership with Medical Protection when I move to the state-backed indemnity scheme?
11 Sep 2018
Yes. The details of the state-backed scheme are still to be developed, but will only provide claims indemnity for clinical negligence claims arising from NHS contracted work.
You would still need to have your own claims indemnity for any non-NHS work that you do – such as providing tele-consultations for private firms, writing medical reports or doing medicolegal work.
A state-backed indemnity scheme won’t provide support for things such as complaints, GMC inquiries, inquests and disciplinary proceedings. Maintaining your membership with us would mean that you could continue to request this support, along with other member benefits, such as media advice and industry leading education and risk management resources, just as NHS doctors do.
More for you
Breaking the burnout cycle
Through the “Breaking the burnout cycle: keeping doctors and patients safe” campaign Medical Protection is making a range of policy recommendations that, if taken seriously, would help to improve the mental health and wellbeing of doctors and mitigate the risks of burnout in the profession.
Being subject to a complaint or investigation can be distressing and stressful. Our video series shows how Medical Protection will continue to provide you with personal support, advice and representation for a whole range of medicolegal concerns, protecting your career and reputation.
Our professional development courses are available when and where it suits you. From short online courses to face to-face-workshops, discover a range of CPD courses included in your membership.
Initiatives to transform the NHS are changing the way GPs and consultants work. At-scale arrangements are increasingly common and clinical contracts are frequently delivered through private organisations and limited companies.
Medical Protection can provide uniquely tailored indemnity and support that we can provide for your organisation and employees.
Read real-life cases of complaints, claims and clinical negligence taken from our archives.
Chosen to give you clear learning points to help you avoid similar situations and reduce your risk, the cases also feature advice from medicolegal experts.
GPs in England and Wales – are you covered for claims?
Time to read article: 3 mins
Close Preview
Responsibility for the handling of clinical negligence claims against GPs in England and Wales changed on 1 April 2021. Dr Dawn McGuire, Medicolegal Consultant at Medical Protection, looks at what this might mean for you
Baby T was eight weeks old when his mother brought him to his GP’s morning surgery. His mother had become increasingly concerned about his general irritability and frequent crying episodes, which lasted up to two hours. These had become apparent over the past three days, not settling with breast feeding.
When Mrs C, a keen golfer in her early forties, began to experience constant pain in her lower back, she consulted a GP at her local surgery. Dr P took a history of slow onset of pain with restricted mobility. He did not examine her, but prescribed an NSAID and advised Mrs C to return in two weeks if there was no improvement.
You'll notice a few things have changed on our website. After asking our members what they want in an online platform, we've made it easier to access our membership benefits and created a more personalised user experience.
Why not take our quick 60-second tour? We'll show you how it all works and it should only take a minute.